Mobile biometric authentication: Multimodal approaches for improved matching and spoof detection

Identity fraud: a trillion dollar problem

The vast majority of modern authentication implementations strive to maximize both security and convenience; that is, to:

• Make it as difficult as possible for a fraudster to steal or spoof the rightful user’s authentication factors (e.g. device, password, token, biometric).
• Avoid interference with access to the protected asset or service for the rightful user.
• Dissuade the user from circumventing the intended security mechanisms.